Under the ESIP insurance program, we are able to provide emergency service organizations with "all risk" coverage on Building as well as Personal Property up to Guaranteed Replacement Cost.

A "building" includes permanently installed fixtures, machinery, equipment, carpeting, appliances, glass, fences, flagpoles and light poles. "Personal Property" or contents includes furniture, equipment, supplies, leased or borrowed property in your care and your interest in improvements and betterments made to leased premises. Personal Property coverage also applies coverage anywhere up to 1,000 feet of the premises.

Guaranteed Replacement Cost (GRC) provides coverage for the replacement of buildings and contents even if the actual cost to replace them is more than the values stated in the policy. Additional coverage provided under the ESIP policy include:

BUILDING & CONTENTS COVERAGE